Wijaya, Theodorus Otniel, and Theodore Edgar Sondakh. “Sentiment-Enhanced Text Mining of Social Media Data to Predict FinTech Consumer Behaviour and Digital Economy Adoption Rates”. Fintech Innovation Journal 1, no. 3 (May 20, 2026): 207–220. Accessed May 30, 2026. https://ftij.mbicore.com/index.php/ftij/article/view/11.