Rantelabi, E. and Hernando, C. (2026) “Explainable AI (XAI) for Credit Scoring Models in FinTech: SHAPValue Interpretation within Digital Lending Ecosystems”, Fintech Innovation Journal, 1(4), pp. 325–344. Available at: https://ftij.mbicore.com/index.php/ftij/article/view/17 (Accessed: 30 May 2026).