TOER, Guevara Ananta; KIM, Gwanpil. Agent-Based Simulation of Peerto-Peer Lending Ecosystems: FinTech Innovation, Regulatory Intervention, and Digital Economy Impacts. Fintech Innovation Journal, [S. l.], v. 1, n. 1, p. 58–79, 2026. Disponível em: https://ftij.mbicore.com/index.php/ftij/article/view/7. Acesso em: 30 may. 2026.