PROMPREING, Kattareeya. Predicting Default Behavior in Peer-to-Peer Lending Using Gradient Boosting and SHAP Explainability. Fintech Innovation Journal, [S. l.], v. 1, n. 1, p. 80–96, 2026. Disponível em: https://ftij.mbicore.com/index.php/ftij/article/view/6. Acesso em: 30 may. 2026.