SUSANTO, Rizky Agil Singgih; WAHYUDI. Explainable AI (XAI) for Credit Scoring Models in FinTech: SHAP-Value Interpretation within Digital Lending Ecosystems. Fintech Innovation Journal, [S. l.], v. 2, n. 3, p. 172–191, 2026. DOI: 10.63913/ftij.v2i3.31. Disponível em: https://ftij.mbicore.com/index.php/ftij/article/view/31. Acesso em: 6 oct. 2026.