Journal title Fintech Innovation Journal
Initials FTIJ
Abbreviation FinTech Innov. J.
Online ISSN 3124-2847
Frequency 4 issues per year
DOI doi.org/10.63913/ftij
Editor-in-chief

Henderi (Universitas Raharja, Indonesia)

Organizer / Collaboration Faculty of Science and Technology UIN Jakarta
Publisher Bright Publisher
Citation Analysis Scopus | Web of Science | Google Scholar
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The FinTech Innovation Journal (FTIJ) is an international, peer-reviewed academic journal dedicated to exploring the transformative role of technology in reshaping the global financial landscape. It publishes high-quality research articles, reviews, and case studies that examine the development, adoption, and impact of digital innovations in finance. The journal serves as a platform for researchers, practitioners, policymakers, and technologists to exchange insights, present innovations, and discuss the implications of digital transformation across financial ecosystems.

Topics covered include:

Blockchain, Cryptocurrency, and Decentralized Finance (DeFi); Artificial Intelligence, Machine Learning, and Data Analytics in Finance; Financial Forecasting and Risk Management Technologies; Digital Payment Systems, E-Banking, and Financial Inclusion; Regulatory Technology (RegTech), InsurTech, and Cybersecurity in Finance; Behavioral Finance, Consumer Analytics, and Human–Technology Interaction in Financial Services.

FTIJ aims to foster interdisciplinary collaboration across finance, economics, computer science, data analytics, and behavioral sciences, contributing to a comprehensive understanding of the FinTech revolution. The journal emphasizes research that highlights how technological innovation enhances efficiency, transparency, inclusivity, and trust in financial systems. Papers published in FTIJ are grounded in rigorous theoretical and empirical approaches and are expected to clearly articulate their contributions to both academic knowledge and industry practice. Authors are encouraged to critically examine the opportunities and risks associated with emerging financial technologies, while considering broader economic, ethical, and societal implications. In alignment with global priorities, FTIJ welcomes research that supports sustainable financial innovation and contributes to inclusive economic development, particularly studies that align with the United Nations 2030 Sustainable Development Goals (SDGs).

Subject Area and Category:

The FinTech Innovation Journal focuses on the study of technological innovation in financial systems. The journal covers research on Blockchain and Decentralized Finance; Artificial Intelligence and Data Analytics in Finance; Digital Payments and Financial Inclusion; Regulatory Technology, InsurTech, and Cybersecurity; and Behavioral Finance and Consumer Analytics. It also addresses regulatory, economic, and societal dimensions of FinTech, including real-world applications across banking, insurance, investment, and digital financial services, as well as global and cross-border financial ecosystems.

Starting publishing date: 2025

Frequency: Quarterly (March, June, September, and December)

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Vol. 2 No. 1 (2026): Regular Issue: February 2026

This regular February 2026 issue comprises five original research articles authored and co-authored by 12 contributors representing 2 countries: Indonesia, India and Saudi Arabia.

Indonesia   

Published: 2026-05-26

Measuring the Economic Resilience of FinTech Firms under Financial Stress Using Panel Survival Analysis

👥 S. Kavitha, D. Lakshmi, Sinthia P
📈 Abstract: 0
📄 1-22
🗎 PDF: 0

Federated Learning Architecture for Privacy-Preserving Risk Assessment in Cross-Border FinTech Systems

👥 Calandra A. Haryani, Raylen Mintarya
📈 Abstract: 0
📄 23-44
🗎 PDF: 0

Sentiment-Driven Market Microstructure Analysis of Digital Asset Trading Platforms

👥 Bimo Gumelar, ⁠⁠Eddy Yusuf
📈 Abstract: 0
📄 45-70
🗎 PDF: 0

Optimization of Cross-Border Payment Costs Using Reinforcement Learning and Network Flow Models

👥 Rajesh Bhaskarla, Harish Pulluri, Mohammed Nazeer
📈 Abstract: 0
📄 71-93
🗎 PDF: 0

A Comparative Study of Prophet and SARIMAX for Transaction Fee Forecasting in the Bitcoin Network

👥 Riyadh Abdulhadi M Aljohani, Abdulaziz Amir Alnahdi
📈 Abstract: 0
📄 94-106
🗎 PDF: 0
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